Trusted by Iraqi Hawala Operators
The Modern Platformfor Iraqi Hawala
End-to-end money transfer management — from issuance to settlement. Built for Iraq, designed for the future.
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Uptime
Platform
Everything your office needs
Purpose-built for the Iraqi Hawala market
Real-Time Transfer Tracking
From the moment a hawala is issued to the instant it's paid — track every step. Full audit trail, instant status updates, zero guesswork.
HAW-2291
$250 USD
Paid
HAW-2290
1,200 IQD
Outgoing
HAW-2289
$500 USD
Incoming
Multi-Currency Engine
IQD, USD, EUR, TRY and more. Dual-currency statements, live conversion rates.
Arabic-First Design
Full RTL interface with pristine Arabic typography. Every screen, every report.
Smart Reports
Daily summaries, trial balances, account statements. One-click Excel export.
Agent Network
Manage counterpart agents, outstanding balances, and inter-office settlements in one place.
Enterprise Security
Role-based access, two-factor authentication, encrypted audit logs. Bank-grade protection.
Workflow
From issuance to settlement
A complete operational loop — nothing falls through the cracks
01
Issue the Hawala
Create incoming or outgoing transfers with full sender, beneficiary, and agent details captured instantly.
02
Route & Confirm
Forward via fax or agent network. Real-time acknowledgement tracking. Automatic sequencing.
03
Pay & Settle
Record payments, generate branded receipts, reconcile agent balances — all in one flow.
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Before SARAF.IQ, reconciling our agent balances took two days every month. Now it takes twenty minutes. The Arabic interface alone was worth the switch.
Abu Hassan Al-Tikriti
Director, Al-Tikriti Exchange — Baghdad
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Ready to modernize your operations?
Join operators across Iraq who run faster, make fewer errors, and settle sooner.